The majority of people would want to be rich, but I think few of us are rich. I always remember and understand that Paretto law also applies to this. That 80% percent of the total wealth controlled by 20% from men, while the remaining 20% of the total wealth controlled by 80% the rest. This is where natural law was applicable. Come to think very unfair that 20% of wealth should bear 80% of the population live in the world, while 20% of it to enjoy the rest that is 80%. But it is so. Here is the beginning of all problems of life and various political events and human history. Injustice distribution of wealth and the welfare. Logically, if the entire world’s wealth be shared equally to all men, there would be no rich and no poor, all prosperous. But what is that correct? No, it turns out flat even though money is distributed to everyone, as time passes, the money would be raised again to 20% of humans that seems blessed. While the remaining outstanding 20% helps 80% of other offal.

So what differentiates these people, there is as if people are rich and talented group that seems destined to be poor? No, in fact everyone can be rich, and everyone can be poor, and is not associated with one’s own capital. There are already many examples of people who are extraordinary change their fate from the person who 80% to 20%. And many examples are born rich, but at the end of his life to be poor. This proves that the rich and poor is a business and prayers of course, not because it was born to wealth. Everyone can get rich, and God does want everyone to get rich. But it all left to our own, God will not give wealth to people who do not want to try to get rich. There have been many examples, God finally granted the prayer and business people who are trying to change his luck and get rich.

Here are the things that led to why we are very difficult to become rich:

1. Confidence and Purpose of Life is Not Clearly
Most of us probably want to be rich, but how many are confident that we can be rich and determined to become rich? We are surrounded by a majority faction that 80% of people who live off 20% world’s wealth. So very reasonable, if a way of thinking, our beliefs, and purpose of our lives, not far from the pattern of the society around us, and mostly within the 80% that was. You will be able to see the difference in the confidence of the group of ordinary people and successful people and wealthy classes.

Let’s say you are an ordinary person, wanted to open an internet shop, so when you talk about your ideas, ideas that most would have withered in the bud, because what we will get input a tdak support of our environment, fear misanya if later deserted visitors, there is no capital problem, if you got a virus how, new technologies will be crushed, and a lot of consideration before trying it, considering that finally brings us to surrender. try you mingle with successful Internet entrepreneurs. Of course he will be able to give views which will be 180% different from the views of ordinary people. These things are problems and risks, but that does not mean you should give up before trying.

2. Fear To Be Poor
Did you know the Japanese samurai famous daredevil and religious fighters, indoctrinated not to celebrate a victory before the war. They are indoctrinated that death is an honorable, noble, and better. Those who have the mentality like that, would wholeheartedly in the war, regardless of the load, and usually they will achieve victory. What will happen to a group of troops who advanced kemedan war, but in his heart so afraid to face death and bravely face the enemy? Of course we can be sure that the troops would be defeated, if not destroyed everything, because in his heart stirred fear death. Similarly, in another battle of life. The majority of us are very afraid that in his heart for the poor. So that ultimately did not become anything, even the poor even became real. People who want to become rich, you should have to have the mental courage to the poor.

Its implementation is what? The majority of us are very scared if the money will run out when it went bankrupt trying, looking for a safe, which also work safely. This is very natural and humane because it is so, 80% of us are ordinary people. While those who dare to poor, would dare to start a business and investment with the risk of bankruptcy, he realized it and he tried to fight the bankruptcy and success in business. And the result, people who fear the poor can not be anything or even poorer because of the cost of living continues to rise, and the courage to manage the risk the possibility of life will change for the better. It’s not always people who dare to take the risk of poor will end up rich, but the rich must start from the poor with the courage to take risks.

What makes you want busy work each day? Is it just for fun? Is that so you can stay alive? Or, if you have a goal to be achieved?

Yes, goals.

You may want to educate your child as much as possible. You may want to retire within the next fifteen years. You may want to go on holiday at the end of the year, buying a house within the next two years, purchase a vehicle in the next year, and so on.

In fact, not everyone can achieve the goals he had set. There are times when some goals can not be achieved. The most common example is the education of children. Sometimes, a child can not always go to college he wants, just because their parents could not afford. There are times when a person is also obliged to continue working until old age when he should be able relaxing rocking grandchildren. There are also people who never could buy a new house because his income has never felt to be insufficient.

One of the causes of things like that is because many people who simply have a goal, but do not know how to achieve it. That is why, one does not just need a goal. He also needed a way on how he could achieve that goal.

Plan your financial goals now so that your goals can be achieved. Therefore, if you can achieve Financial Goals you have set, you’ll reach certain satisfaction, where satisfaction is gained because you set goals, and willing to work to achieve that goal.

Get information about the financial plan to help you achieve your financial goals. Hopefully you can get the best and success in your life.

This credit card is like good food, but contain cholesterol or fat. If eaten too much and not balanced with sports or other foods, what happens is that the disease upon the body. But, when dining with scalable, offset with other foods and a healthy lifestyle, no problems with fatty foods or cholesterol.

What is delicious credit card? to answer your question first. Credit cards give us an advantage to be owed by a flexible (anytime anywhere), and even debts could no interest / cost at all if it can be repaid at maturity. If calculated from the date of the transaction to the maturity date, a maximum of up to 40 days or 50 days.

In fact, sometimes there is also a service that provides a three-month interest-free installments. In addition, credit cards also provide additional facilities such as easiness, such as getting to the airport executive lounge facilities, discounts at certain merchants, or exclusive service is also certain.

However, behind the facility, we also have to be careful because many facilities were in fact make us complacent. For example, free owing to a maximum of 50 days was very easy, but if one day late after the due date, will be subject to fees / interest is very expensive. And, the calculation of interest will continue to grow again if still not settled.

Three-month interest-free installment is lucrative, but when combined with the spending bill is not paid in full and regular, priority of payments will go on spending. As a result, mortgage arrears instead. As a result, the interest was not taxable, so instead of taxable interest, too.

Facilities discounts and special services at certain merchants on the one hand can be very profitable, but on the other hand can also make us easy to be tempted to buy more than we can afford to pay.

For those who do not discipline in managing finances, often forgets to pay bills, income uncertainty, interest calculation considers trivial, or easy to be tempted to spend beyond the purpose. Indeed, be extremely careful in using credit cards.

In order to enjoy maximum flexibility with no credit card behind her illness, we must change our mindset about credit cards. Remember, your credit card is a tool to pay “substitute money is not taken”, not “penggganti money that does not have.” For business and investment, we would have to calculate carefully counted again if more favorable debt with credit cards.

Because once we get cash with a credit card, we will immediately get a cost of about 3-4 percent at the beginning. In addition, capture rates were also higher than cash purchases. Now, whether the benefits of business / investment can be greater than the cost of all this? What are the advantages can be realized before their credit card bills due?

To store retail sales, which can directly from the wholesale purchases with credit cards and high turnover of goods is barely a month, then use a credit card will be more profitable. But, if the trading business using cash or checks, it would be better to use an overdraft facility.

So that I can convey. If it can be taken without a taxable benefit of the disease, I do not think there is a problem. But, if you are not sure that I can avoid the trap of debt, better rethink their use.